The Consumer:

1. I don't like taking risks
2. Having a business is too risky
3. I'll save money to become wealthy (can take about 40 years)

The Producer:

1. I can't imagine working for someone else; I can never be a consumer.
2. Having a job is too risky
3. Become wealthy in 10 years or less

The Banker's Code:

1. I can't imagine having a job or dealing with employees
2. I make money off of money
3. Stick to a very simple model and keep your mouth shut about it.